Privacy Arrangements
We operate under a stewardship model. Your financial details, contact records, and analytical interactions are entrusted to us — not surrendered. That distinction shapes every handling decision we make.
What Information Emerges During Your Engagement
Details arrive through three distinct pathways, each tied to a particular stage of your relationship with our platform.
Registration and Account Formation
When you establish an account to access liquidity and solvency analysis tools, you provide identifying elements deliberately: name, email address, business position, and occasionally your organisation's Australian Business Number. We record these specifics because they enable personalised dashboards and ensure that your saved financial scenarios remain accessible only to you.
If you register for webinars or educational modules, we capture attendance preferences and learning track selections. This occurs through form submission and platform interaction — not through background mechanisms.
Communication Exchanges
Queries sent to help@grynalovex.com generate records containing your message content, timestamp, and the correspondence thread. Phone conversations with our support team at +61251051383 may be logged in summary form to maintain service continuity when multiple team members assist with complex financial analysis questions.
Subscription to educational newsletters introduces your email address and content preferences into our communication system. You control this — withdrawal is available through every message footer.
Platform Interaction Data
As you navigate analysis tools and educational resources, the system generates operational logs: timestamps of feature usage, calculation types performed, resource downloads, and session durations. This isn't surveillance. It's functional necessity. We need to understand which solvency assessment tools experience high demand versus those rarely accessed, so development efforts align with actual user needs.
Clarification on intake scope: We do not obtain banking credentials, complete financial statements, or client customer lists. You input specific ratios or figures into analysis tools, but the underlying source documents remain exclusively yours.
| Information Category | Collection Method | Primary Function |
|---|---|---|
| Identity details | Direct submission during registration | Account authentication and personalisation |
| Contact particulars | Form input and correspondence | Service delivery and support provision |
| Usage patterns | System-generated logs during platform interaction | Service improvement and resource allocation |
| Learning preferences | Course selection and webinar registration | Educational content personalisation |
| Financial metrics input | Manual entry into analysis calculators | Ratio calculation and scenario modelling |
Operational Handling and External Transfers
Details don't circulate freely. Movement occurs under defined conditions, and external access remains limited.
Internal Processing
Our support and educational development teams access user details according to role-based permissions. A content developer reviewing which webinar topics generate most engagement sees aggregated patterns, not individual email addresses. Conversely, a support specialist responding to your specific inquiry about a solvency calculation sees your account history and correspondence thread but has no reason to access broader user analytics.
Automated systems process data too. When you run a liquidity ratio analysis, algorithms perform calculations and store your scenario parameters. Email distribution systems process newsletter subscriptions. These operations are mechanical, governed by predetermined logic.
Service Provider Relationships
Certain functions require external specialists. Our email infrastructure operates through a managed service provider who handles message delivery but cannot read content or repurpose addresses. Web hosting occurs through a data centre in Sydney, where your account information resides on secured servers. Educational video content is delivered via a streaming platform that receives only the information necessary to display your selected webinar.
These entities operate under contractual constraints. They provide defined services and are prohibited from independent use of any information they handle on our behalf. If a provider relationship ends, we transition to alternative infrastructure and ensure information either migrates securely or is purged from the former provider's systems.
Legal and Regulatory Scenarios
Australian regulatory frameworks occasionally require disclosure. Tax authorities, law enforcement with proper warrants, or financial regulators conducting legitimate investigations may compel information release. We respond to valid legal demands, but not speculative requests lacking proper authorisation.
If grynalovex were ever acquired or merged with another educational entity, your information would transfer to the successor organisation. You would receive notification before such transition occurs, with options to either accept the new stewardship arrangements or request account closure and data removal.
We do not sell user information to marketing aggregators, data brokers, or advertising networks. Your details support your educational experience — not external commercial activity.
Protection Approach and Retention Logic
Security Measures
Information security involves layered safeguards rather than single solutions. Account access requires password authentication, with encouragement toward strong credential selection. Communication with our platform occurs over encrypted connections, preventing interception during transmission. Server infrastructure resides in facilities with physical access controls and network perimeter defences.
Staff access to user details requires authentication and is logged for audit purposes. Regular reviews ensure that access permissions match current role requirements. When team members depart, credentials are immediately revoked.
But protection has limits. If you share your login credentials with colleagues, we cannot prevent unauthorised access resulting from that choice. If a sophisticated attacker compromises our systems despite defensive measures, information exposure could occur. We maintain protections consistent with industry standards, not absolute guarantees impossible to deliver.
How Long Information Remains
Active accounts retain information for operational necessity. Your saved financial scenarios, learning progress, and communication history remain accessible while your account stays open. This continuity serves you — returning after months away, you still find your previous analyses available.
After account closure, most details are purged within ninety days. Certain records persist longer due to legal requirements. Financial transaction records for paid educational programmes must be retained for seven years under Australian tax law. Correspondence related to complaints or disputes is kept until resolution is confirmed and any appeal period expires.
Aggregated usage analytics — stripped of personal identifiers — may be retained indefinitely. Knowing that liquidity analysis tools received 12,000 uses in March 2025 helps with capacity planning, even if we no longer know which specific individuals contributed to that total.
- Account details: Duration of active account plus ninety days post-closure
- Financial transaction records: Seven years from transaction date
- Support correspondence: Three years from last interaction
- Usage logs with identifiers: Eighteen months from generation
- Anonymised analytics: Indefinitely for operational planning
Your Control Mechanisms and Legal Foundation
Control isn't symbolic. Mechanisms exist for you to exercise agency over information we hold.
Access and Correction
You may request a copy of details we maintain about you. Email help@grynalovex.com with the subject line "Information Access Request" and we'll provide structured records within thirty days. If you identify inaccuracies — perhaps an outdated business position or incorrect contact detail — notify us and we'll rectify the records promptly.
Restriction and Objection
You can withdraw from educational newsletters immediately through unsubscribe links. Account closure removes access to our platform and initiates the deletion timeline described previously. If you object to particular information handling practices, articulate your concern to help@grynalovex.com. We'll evaluate whether alternative arrangements can accommodate your requirements without compromising service delivery.
Portability and Erasure
Request export of your saved financial analysis scenarios and learning records in structured format, allowing transfer to alternative platforms. Deletion requests are honoured except where retention serves legal obligations (such as tax record requirements) or legitimate interests (like defending against disputed service claims).
Legal Basis
Our handling rests on multiple foundations. Contractual necessity — you cannot receive personalised liquidity analysis without us maintaining account details and calculation history. Legitimate interests — improving educational content based on usage patterns benefits all users. Legal compliance — maintaining transaction records satisfies tax obligations. Consent — newsletter subscriptions and certain optional features require your explicit agreement.
Australian Privacy Principles govern our practices as an entity operating within Australia. These principles establish minimum standards for information handling, individual rights, and security obligations. Where our arrangements exceed baseline legal requirements, that reflects organisational choice rather than regulatory mandate.
Dispute Resolution
Concerns about privacy handling should initially reach help@grynalovex.com. Our compliance team reviews complaints and responds within fifteen business days. If you find the resolution inadequate, escalation to the Office of the Australian Information Commissioner is available. That office provides independent oversight and can investigate whether our practices breach Australian Privacy Principles.
Reaching Our Privacy Team
Questions about specific handling practices, access requests, or concerns about information security should be directed clearly so the appropriate specialist responds.
Subject line: Privacy Matter
Business hours: 9am–5pm AEDT
This document was revised March 2025. Substantive changes to information handling practices trigger notification to active account holders via email. Minor clarifications or structural improvements may occur without individual notice — reviewing this page periodically ensures you remain informed of current arrangements.